Title Insurance Claim Attorneys in Putnam County

Skilled Title Insurance Claim Lawyers Serving Palatka, Florida

Unlike most other types of insurance, title insurance affords coverage for losses related to the condition of the policyholder’s ownership (title) and not against risks for future occurrences. Title insurance protects real estate owners against losses that result from adverse claims to their title due to conditions that would render record title “unmarketable.” Under Florida law, marketable record title is free and clear of all estates, interests, claims, or charges.

To schedule a free consultation with one of our experienced Putnam County title insurance lawyers, call (386) 200-6547 or contact us online today.

Understanding Title Insurance Laws in Florida

Florida title insurance companies have a duty to conduct a reasonable title search before they issue a title insurance policy. This duty includes searching the chain of title record, consulting an expert about their findings, and guaranteeing the accuracy of the search and the quality of record title.

Title insurance companies are contractually obligated to cover losses resulting from situations such as:

• Improper deed recording
• Forgery and impersonation
• Undisclosed mortgages or liens
• Undisclosed easements
• Undisclosed use restrictions
• Invalid transfers due to lack of capacity or legal authority
• Invalid deeds due to the absence of a necessary party (i.e., co-owner, spouse, business partner)

In Florida, the seller usually pays for title insurance in most counties. However, in some counties, the buyer typically pays, including Miami-Dade, Broward, Sarasota, and Collier County, FL. 

Comprehensive Title Insurance Closing Services in Florida

Title insurance companies also provide closing services, which includes preparing documents for concluding a transaction such as:

• Closing Protection Letters
• Conducting closings
• Handling disbursements related to closing a real estate transaction

Sometimes issues can involve the title insurance company’s performance of closing services. With Hedstrom Law, P.A. at your side, we can assess the legal issues and risks in a title insurance company’s provision of closing services.

Real estate sales are high stakes transactions. As a result, the stress of dealing with and keeping track of multiple documents while negotiating parts of the transaction can be overwhelming. If you find yourself in a situation like that, you should consult a qualified title insurance attorney in Putnam County.

At Hedstrom Law, P.A., you can rely on our title insurance claims attorneys for counsel on any aspect of a real estate transaction, including title insurance matters. We are dedicated to providing you with high-quality advice and advocacy so you can rest assured that your home or business is in good hands.