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Title Insurance Claim Attorneys in Putnam County
Experienced Title insurance claim lawyers Serving Palatka, florida
Unlike most other types of insurance, title insurance affords coverage for losses related to the condition of the policyholder’s ownership (title) and not against risks for future occurrences. Title insurance protects real estate owners against losses that result from adverse claims to their title due to conditions that would render record title “unmarketable.” Under Florida law, marketable record title is free and clear of all estates, interests, claims, or charges.
What are the Title Insurance Laws in Florida?
Florida title insurance companies have a duty to conduct a reasonable title search before they issue a title insurance policy. This duty includes searching the chain of title record, consulting an expert about their findings, and guaranteeing the accuracy of the search and the quality of record title.
Title insurance companies are contractually obligated to cover losses resulting from situations such as:
- Improper deed recording
- Forgery and impersonation
- Undisclosed mortgages or liens
- Undisclosed easements
- Undisclosed use restrictions
- Invalid transfers due to lack of capacity or legal authority
- Invalid deeds due to the absence of a necessary party (i.e., co-owner, spouse, business partner)
Title Insurance Closing Services in Florida
Title insurance companies also provide closing services, which includes preparing documents for concluding a transaction such as:
- Closing Protection Letters
- conducting closings
- handling disbursements related to closing a real estate transaction
Sometimes issues can involve the title insurance company’s performance of closing services. With Hedstrom Law, P.A. at your side, we can assess the legal issues and risks in a title insurance company’s provision of closing services.
Real estate sales are high stakes transactions. As a result, the stress of dealing with and keeping track of multiple documents while negotiating parts of the transaction can be overwhelming. If you find yourself in a situation like that, you should consult a qualified title insurance attorney in Putnam County.
At Hedstrom Law, P.A., you can rely on our title insurance claims attorneys for counsel on any aspect of a real estate transaction, including title insurance matters. We are dedicated to providing you with high-quality advice and advocacy so you can rest assured that your home or business is in good hands.
Advising Florida Residents Regarding Title Insurance Issues
Unlike the retail sale of goods and services, real estate sales involve several steps and multiple parties beyond just the seller and buyer. One step in a real estate transaction involves purchasing title insurance. Accordingly, title insurance companies are one of the parties that are regularly involved in real estate transactions.
Our Putnam County Title Insurance Claims Lawyer Can Help
On the rare occasion that you have to file a claim under your title insurance policy, you should consult an experienced Putnam County title insurance lawyer for legal guidance. At Hedstrom Law, P.A., we have years of experience advising Putnam County residents about filing title insurance claims and other issues related to dealing with their title insurance company. We are dedicated to fulfilling our roles as advisors and advocates for our clients.
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